Informational Packet - AJ

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2 I t takes a combination of proven leadership, a realistic outlook, a willingness to change, financial stability, and a connection to the community to be the retail mortgage banking company of choice. Our success depends on our ability to think differently. U N I Q U E C O M B I N A T I O N O F L E A D E R S – Our roots are in retail mortgage banking. Each senior leader has more than 20 years in retail mortgage banking, with time spent successfully originating or in fulfillment roles, managing smaller teams and then organizations. Through experience, we have an understanding of the needs of each employee, but most importantly, we recognize that needs can change, and we listen and make the adjustments that are critical for success. W E E M B R A C E T H E E V O L U T I O N O F M O R T G A G E B A N K I N G – Change in the mortgage industry is part of our business, and at CMG, be believe technology can be a tool for the retail originator, not a replacement. We've made recent and significant investments in state-of-the-art systems, and added our own expertise to ensure that we stay ahead of the ever- changing mortgage banking industry. T I R E L E S S Q U E S T F O R A B E T T E R W A Y – Investing in technology is one way to make CMG a more efficient and productive platform, but it's the feedback from our employees that makes the engine go. We promote a collaborative environment and survey our leaders in the field for best practices, needs and pain points, in order to make CMG a better place to originate and fulfill our business. T H E F O R E S I G H T A N D T H E C A P I T A L T O W E A T H E R A S T O R M – Being informed of upcoming changes in mortgage banking isn't enough. At CMG, our senior leadership is active in the MBA and other associations that are shaping tomorrow's industry. We're also one of the largest privately owned mortgage banking companies, with the capital and credit standing to withstand the cyclical nature of mortgage banking. W E A R E A N A C T I V E P A R T O F O U R C O M M U N I T Y – It's not only important for CMG to understand how we can better serve our customers and referral partners, but our employees take pride in giving back to the communities that we are a part of. Our branches are involved in local trade groups, and participate in community outreach programs. We are proud of the work that the CMG Foundation does on behalf of several charitable organizations. Why We Are A Better Choice

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